We all like to think we’re doing well. A decent paycheck, a fancy phone, weekend dinners, maybe a car on EMI ..it looks like success. But pause for a moment and ask yourself:
Is this wealth… or just well-dressed debt?
In a world where lifestyle is curated for social media, spending is no longer about need it’s about narrative. We take loans not just for homes, but for holidays. Gadgets aren’t bought when needed they’re upgraded when brands tell us to. Swiping a credit card doesn’t feel like spending anymore it feels like control.
But here’s the brutal truth: A lot of what we call “wealth” is actually future income already spent.
Those monthly EMIs, subscriptions, and revolving credit are quietly eating into what could’ve been investments, security, or even freedom. You’re not growing wealth, you’re funding comfort and calling it progress. And the real danger? It’s all invisible. No one posts their credit score or debt stress. They post their new iPhone. Their Maldives trip. Their “#blessed” life that’s being financed by tomorrow. So next time you look at your bank balance, go deeper. Strip away the EMIs. The bills. The obligations you’ve taken on to keep up. What’s left? If your wealth only exists until the next salary hits, it’s not wealth.
It’s illusion. Real wealth is quiet. It’s boring. It doesn’t need validation. It lets you sleep peacefully, not pretend confidently.
And if you’re brave enough to face that…You’re already richer than most.