Do you possess inherited gold ? Read this …….
Indians are fond of gold like no other nation. But, Gold is often acquired through illegal means, either innocently or intentionally. This often spells trouble for people preserving it. Income…
Two Years of RERA: Where Do We Stand
RERA Act came into force w.e.f. 1st May 2016. All the state governments were told to notify rules for the functioning of regulator and set up the regulator website by…
New RBI draft to put stringent check on NBFCs
Last week RBI proposed draft guidelines on liquidity coverage ratio (LCR) for Non-Banking Financial Companies (NBFCs). This can curtail their ability to lend in short term. According to the draft,…
Can India gain from US-China trade war ?
“We can’t continue to allow China to rape our country and that’s what they’re doing. It’s the greatest theft in the history of the world.” Donald Trump told during his…
Its a AAA Government !!
Adhbut (Amazing), Adwitye (Unparallel), and Akalpaniye (Unimaginable) is what a TV Channel was brandishing about Modi Sarkar 2.0 on the election result day. To some extent, I agree. The scale…
Its a TsuNaMo……
Within few hour of conclusion of voting in the last phase of this long hard battled election, there has been a flurry of EXIT POLLS from different sources. Most foresee…
Tax Alert – Changes in Form 16
Form 16 is a certificate issued by your employer and it holds the information you need to prepare and file your income tax return. CBDT notified last month, few amendments…
Bitcoin is back in the reckoning
Bitcoin slumped more than 8% on Friday. After almost 15 months of losses and stagnation, Bitcoin has made a miraculous recovery rising more than 150% from its lowest point in…
SIPs: The Steady Road to Wealth
In the world of personal finance, trends may come and go—but Systematic Investment Plans (SIPs) continue to remain one of the most effective, consistent, and accessible methods of building long-term…
6 Powers of a SuperInvestor
In the world of investing, success is not always about picking the perfect stock or timing the market flawlessly. More often, it is about cultivating internal strengths—mental traits that allow…
How ‘Free’ Credit Card Rewards Are Costing You Lakhs
The perks are shiny. The cost is silent. Credit cards sell you a dream ..cashback, flight miles, lounge access, and flashy offers. It feels like free money. But here’s the…
Consequences of Home Loan Default – And How to Avoid It
Taking a home loan is a major financial commitment, often spanning 15–30 years. While most people plan their EMIs (Equated Monthly Installments) carefully, life can sometimes throw curveballs like job…
Are You Confusing Tax Saving with Wealth Building?
Because most people are. Every March, a familiar rush begins, people scramble to find “something” to invest in. Not to build wealth. But to save tax. Suddenly, ELSS, ULIPs, PPFs,…
Investing Without Borders: A Beginner’s Guide for Indians
As Indian investors become more financially aware and globally connected, many are asking—how can I invest in international stocks like Apple, Amazon, or Tesla? The good news is, it’s easier…
Health Insurance in India: Protection or Perception?
Rethinking Protection in an Age of Rising Medical Costs In a country where over 60% of healthcare expenses are paid out-of-pocket, buying a health insurance policy might just be one…
Are You Pulling Your Weight as a Taxpayer?
We’ve all heard the saying: “In this world, nothing is certain except death and taxes.” But in India, while death is universal, taxes are not always fairly shared. With just…
Education Costs Are Rising. Is Your Child’s Fund Keeping Up?
Every parent dreams of giving their child the best education possible — whether it’s sending them to a top engineering college, a world-class design school, or helping them pursue an…
How Much of Your Wealth Is Just Lifestyle Debt in Disguise?
We all like to think we’re doing well. A decent paycheck, a fancy phone, weekend dinners, maybe a car on EMI ..it looks like success. But pause for a moment…