The New Reserve Currency: GOLD
In a quiet but powerful move, gold has overtaken the euro to become the second-largest reserve asset held by central banks, after the US dollar. This shift reflects a growing…
How the 30%-40% EMI Rule can save you!
In today’s world, getting a loan is as easy as clicking a button — personal loans, home loans, car loans… the offers just keep coming! But while loans can help…
Fraudsters Are Getting Smarter — Are You Staying Ahead?
With digital payments and online investments becoming a part of our daily lives, financial frauds are rising at a worrying pace. According to RBI data (2023), frauds linked to digital…
In a World of Uncertainty, Your Financial Advisor is Your Anchor
From global conflicts to interest rate shocks, recessions, and pandemics, we’re seeing a level of financial uncertainty that can feel overwhelming. According to a J.P. Morgan report (2024), global markets…
Lower Interest Rates Good for Govt, Banks and Corporates, Not for Average Indian
The RBI has been trying to drive down the interest rates in the economy since January 2019. In January 2019, the repo rate was at 6.5%. Since then it has…
SEBI bans AT1 Bonds for Retail Investors
The scars from Yes Bank AT1 Bonds write-off are still fresh in the minds of investors. AT1 Bonds are inherently risky (often riskier than Equities), yet they are sold like…
Crunch times for Banking & Finance sector
Banking & Finance sector makes up nearly 38% of total market cap of NIFTY 50. Any dent in banking sector will have serious dent on stock markets too. Ongoing COVID…
Macquarie maintains an “UNDERPERFORM” on YES BANK share & FPO
Foreign brokerage Macquarie maintained an ‘underperform’ rating to the Yes Bank stock. According to the brokerage house, YES BANK stock has a target price of Rs 8. This is 62%…
Interest Rates: When will they really fall ?
Since 2015, RBI has reduced repo rate 10 times. From a high of 8%, it has now been reduced to 5.5%. It is a reduction by nearly 31.25% in absolute…