It is perfectly possible and legal to cover your family’s health with multiple policies taken from same insurance company or from multiple companies. Medical policies can fall in categories like Group Mediclaim taken by your employer, Family Floater Medical Policy, Individual Policies, Critical Illness, and Top-Up policies. Each can vary in scope, features and costs. Therefore, at times, it becomes a necessity to carry multiple policies.

But people are generally confused about which one to use and in what order in a particular situation. We help you understand this with the help of table # 1 below.