Create a Financial Plan for inner peace
It’s a cliché whose essence has never been appreciated enough. “If you fail to Plan, you plan to Fail”. Planning is extremely crucial to almost all aspects of our lives.…
Where should you focus ?
It is often said – “ Investing is simple, but it is not easy”. To achieve investment success, we have to keep things simple, but we end up making things…
India Inc Gains Big Efficiency….
With all doom and gloom around in the world of economics, good news is a rare commodity. But here is a piece which should bring smile on the faces, and…
Where Capital Gains don’t exceed the taxable limit
We received a query last week where the NRI client had some small capital gains (Rs 36K approx.). Such income was to be taxed at 10% under normal circumstances. Further,…
Clarity on Aadhaar linking with PAN
Prior to September 24, 2019, NRIs were not eligible for Aadhaar Card until they fulfill the condition of staying in India for 182 days before applying for Aadhaar Card. Therefore,…
Interest Rates: When will they really fall ?
Since 2015, RBI has reduced repo rate 10 times. From a high of 8%, it has now been reduced to 5.5%. It is a reduction by nearly 31.25% in absolute…
Childproofing your Retirement helps everyone !!
“The only wealth in this world is children, more than all the money power on earth” – Mario Puzo I agree with Mario Puzo. Children are such a blessing. Our…
The BIG mistake that hurt most at the very start of retirement !
Bullet money payments from PF, Gratuity, Superannuation, etc. at the start of retirement often gives a feeling of sudden windfall. Although clients are aware about long term retirement liabilities, there…
Gold : Ignored & Undervalued (Part 2)
I wrote a recent article in June 2019, titled “Gold: Ignored & Undervalued”. Around that time, Gold was valued at Rs 34k per 10 Grams. But, as of today, it…
Should I buy China stocks now?
That’s the question that was thrown at Ray Dalio (Raymond Dalio). This gentleman needs no introduction to investment professionals. He is an American billionaire investor, biggest hedge fund manager, and…